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Image this: It is school graduation day. You have your cap and gown, your diploma and congratulations from pals and household. You could have hopes and plans for the longer term. And, if you're like 52 percent of full-time college students, you even have student mortgage debt. You haven't even started your new job and you're already in debt. What do you do? Sinking into despair is not constructive \ No newline at end of file